Quick insurance explanation

Insurance is a business to make money, not take little premiums and pay out regularly if at all. Take the national debt for example. Does it make sense to take $3 billion and pay out $10 billion annually? By doing this, it would create a problem that should eventually grind everything to a halt when nobody will give anymore money, and local businesses would close.
Then you question insurance limits. Most people have a set number of visits or services that they can be given under the policy. Which then limits the amount of times that they want to go to the doctor (whether or not more visits will help them recover faster) Also, paperwork is increasing, which means more staff, which equates to higher fees and less money in your pocket. In conclusion, insurance coverage shouldn’t be the deciding factor in how much care you receive.
I hope that people wake up to what is going on around them and take charge of their own health. The insurance company is not about health or wellness, they are locked in on sick care. Don’t become another statistic, because the insurance wouldn’t let you do something to better your health!